A Better Way
Merchant Opportunities Fund is a private, specialty finance fund with a 10+ year track record of putting much-needed capital into the hands of Canadians underserved by the banking system while delivering consistent, attractive and highly diversified returns to our investors.
As of July 30, 2021
*Average Annualized Compound Return
Merchant Opportunities Fund
Merchant Opportunities Fund was founded to provide investors with what we see as the best of the private and public markets: returns typically only accessible to institutional investors through private investments, coupled with lower-volatility and greater liquidity options through flexible redemption rights.
Since 2010, we’ve invested in short-term, small to mid-sized business credit and consumer loans originated by well-established specialty finance companies that provide Canadian small businesses and individuals with the capital they need to be successful.
To date, our capital has contributed to the prosperity of more than 14,000 Canadians while generating attractive, risk adjusted returns for our investors. We have consistently outperformed industry benchmarks such as the S&P/TSX Composite Index, iShares Canadian Corporate Bond Index ETF, and iShares Core Canadian Universe Bond Index ETF for more than a decade. Our disciplined approach to risk management has been the cornerstone of our success through economic cycles, including the global pandemic.
In fact, we founded our business in the wake of the last major economic disruption and the years that followed were some of our best years in terms of investor returns to date. We expect the coming years will be no exception.
Standing Above the Rest
Our focus is on prudence, profitability and accountability. We have more than doubled in value over our 10 years in business by consistently compounding capital for our investors.
What’s driving the popularity of this asset class? Exponential global growth, attractive, uncorrelated returns, greater liquidity and diversification across industry, geography and customer segments.
How it Works
A portfolio-enhancing opportunity to earn above-market returns through access to highly-diversified portfolios of well-selected assets typically not available to individual investors.
Our focus on prudent and profitable growth has positioned our portfolio to succeed and outperform the market for more than a decade.
Investors in our fund benefit from more than 8 decades of collective, industry-leading specialty finance and risk management experience. We are uniquely qualified to assess, select and manage specialty finance portfolios for the long-haul.
The Fund has provided investors a quarterly income stream earning an 8.3% annual return since 2010, proving that our disciplined approach to risk management has been successful over the long-term.
Our capital has made convenient and accessible financing available to more than 14,000 Canadian small businesses and individuals, while earning attractive, risk adjusted returns for our investors.
Uniquely Qualified Management
As seasoned operators of several industry-leading companies and professional risk managers, we are optimally-positioned to select and manage specialty finance portfolios, ensuring healthy, sustainable returns for the long-haul.
Industry Leading Technology
Our exclusive access to the proprietary platforms and data of some of Canada’s top specialty companies serves as a tremendous competitive advantage as we filter and select the best portfolios to invest in.
Investments may be made through tax-advantaged Canadian registered plans such as RRSP, TFSA, RRIF, and LIRA accounts. Canadian controlled private corporations or HoldCos are eligible to benefit from the small business tax deduction on all earnings from the fund.
Our investment structure ensures alignment between investors and the Fund as management only earns profits once our investors earn their preferred return.
We are proud of our industry-leading specialty finance originators
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